🇺🇸 Made in America·100% U.S.-Based Team · 24+ Years in Cost Segregation
IRS APPROACHES 1 & 2
RENOVATIONS & TENANT IMPROVEMENTS

39 Years Default. Component Analysis Changes Everything.

Most renovation costs are being depreciated over the wrong period. Component-level engineering analysis can produce accelerated deductions on a significant portion of every renovation dollar.

60–85%
Typical Reclassification Rate
39 yr
Default Without Study
5-yr / 15-yr
Accelerated Recovery
100%
Bonus Depreciation OBBBA 2025

Free proposal — 24-hour response · All 50 states · Unlimited audit defense — no additional fee, ever

UNDERSTANDING THE OPPORTUNITY

Why Renovation Is a Cost Segregation Opportunity.

When a commercial property owner invests $500,000 in a renovation, the default accounting treatment capitalizes the entire cost and depreciates it over 39 years — a first-year deduction of roughly $12,800.

A cost segregation study on the same renovation produces a first-year deduction that is often 10–20 times larger.

The reason is component analysis. Inside every commercial renovation are items the IRS classifies as personal property: new specialty and display lighting systems (5-year), security and access control upgrades (5-year), new flooring throughout (5-year), new kitchen or break room buildouts (5-year), audio/visual and technology infrastructure (5-year). Equipment and fixture infrastructure installed during the renovation qualifies as 7-year property.

These personal property components are identified and documented individually — each one assigned to its correct IRS recovery period with engineering justification. The result is a renovation where a substantial portion of the investment produces accelerated Year 1 deductions instead of being spread over 39 years of straight-line treatment.

💡 The Teaching Moment
The renovation cost segregation opportunity is not about the renovation as a whole — it is about the individual components inside it. Every new lighting system, security system, specialty flooring, and equipment installation within the renovation is a separate engineering analysis opportunity. Cost Seg America traces each one to its correct recovery period.
Year 1 Example Calculation
How We Get to $351,500
Total Renovation Cost
$1,000,000
Less: Non-qualifying structuralStructural components only
− $50,000
Qualifying Renovation Spend
$950,000
5-yr personal property identifiedLighting, flooring, security, AV, fixtures
$200,000
7-yr equipment & process propertyEquipment infrastructure & machinery
$100,000
15-yr interior improvements100% bonus in Year 1
$600,000
Total Bonus-Eligible Amount
$950,000
100% Bonus Depreciation (OBBBA 2025)Full deduction Year 1
$950,000
Federal Tax RateTop marginal rate
× 37%
Year 1 Federal Income Tax Savings
$351,500
IRS ASSET CLASSIFICATIONS — RENOVATION

What Reclassifies in a Renovation Property.

These are the IRS-verified asset classes under Rev. Proc. 87-56 and supporting case law — confirmed across 16,000+ studies. Every component is documented to its correct recovery period with engineering justification, defensible under IRS examination.

Personal Property · Bonus Eligible
5-Year & 7-Year
100% Bonus Depreciation in Year 1
  • New specialty & display lighting systems
  • Security & access control upgrades
  • New flooring (carpet, LVT, tile, hardwood)
  • New kitchen or break room buildout
  • New AV & technology infrastructure
  • Specialty fixtures & dedicated electrical
  • Equipment & fixture infrastructure
  • Process-specific machinery foundations
  • Dedicated HVAC equipment (qualifying)
  • Commercial kitchen equipment infrastructure
Land Improvements · Bonus Eligible
15-Year
100% Bonus Depreciation in Year 1
  • New interior partitions (qualifying)
  • New storefront improvements
  • New entry & lobby improvements
  • New exterior site improvements
  • Paving & landscaping added during renovation
Real Property · No Bonus
39 yr default
Straight-line — standard schedule
  • Building shell, framing & foundation
  • Roof structure & membrane
  • HVAC system & main distribution
  • Plumbing rough-in & main lines
  • Elevators & fire suppression
Cost Seg America recovers $60,000–$150,000 more in deductions per $1 million of depreciable basis than studies priced under $2,900 — because our team counts every single component in your building instead of applying industry averages. 125+ IRS audits. Zero losses. $0 ever returned.
METHODOLOGY

The IRS Named a Preferred Methodology. We Use It on Every Study.

Cost Seg America engineers renovation cost segregation studies with component-level analysis of every new installation within the renovation scope. Specialty lighting, security upgrades, flooring systems, kitchen buildouts, and technology infrastructure are 5-year and 7-year personal property identified from the contractor's invoices and scope of work. The remaining interior improvements qualify for 15-year treatment. Our engineering team traces every line item in the renovation budget to its correct IRS recovery period.

The IRS publishes a 347-page Audit Technique Guide on cost segregation. It identifies Approaches 1 and 2 as the preferred methodologies. Studies priced under $2,900 recover $60,000–$150,000 less per $1 million of depreciable basis than a fully engineered study. Cost Seg America has used IRS Approaches 1 and 2 on every study for 24 years. 125+ IRS audits. Zero losses. $0 ever returned. The methodology is why.

IRS Approach 5 — Industry Average Modeling
  • Software modeling using industry cost factors — not your actual building
  • 5-year and 7-year components estimated, not individually counted
  • No component-by-component engineering documentation produced
  • The IRS Audit Technique Guide identifies Approaches 1 & 2 as preferred
  • Studies under $2,900 recover $60,000–$150,000 less per $1M
  • When examined, there is no engineering record behind the numbers
Cost Seg America — IRS Approaches 1 & 2
  • Every 5-year and 7-year component individually counted, measured, and valued
  • Direct cost identification from your actual construction records and plans
  • Engineering documentation for every IRS classification — component by component
  • 125+ IRS audits — every classification examined and upheld
  • Zero losses — $0 ever returned to the IRS
  • Written responses & phone representation — no time limit, no hour cap, no additional fee, ever
FREQUENTLY ASKED QUESTIONS

Renovation Cost Segregation — Questions & Answers.

What is cost segregation and how does it work for renovation properties?+

Cost segregation is an IRS-approved engineering analysis that reclassifies components of your renovation property from the default 39 yr straight-line depreciation schedule to three shorter recovery periods: 5-year personal property, 7-year personal property, and 15-year land improvements. Every component that qualifies for an accelerated schedule is individually identified, measured, and documented.

With 100% bonus depreciation active under OBBBA for property placed in service after January 19, 2025, every qualifying 5-year, 7-year, and 15-year component can be fully deducted in Year 1. Cost Seg America consistently recovers $60,000–$150,000 more in deductions per $1 million of depreciable basis than studies priced under $2,900.

What is the typical reclassification rate for renovation?+

The typical reclassification rate for renovation is 60–85% of the depreciable basis — the highest of any property category, because most renovation spending is on personal property components and qualifying interior improvements rather than structural. On a $1M renovation, this translates to approximately $351,500 in Year 1 federal income tax savings at a 37% rate.

How does 100% bonus depreciation change the math on a renovation property?+

The One Big Beautiful Budget Act (OBBBA) restored 100% bonus depreciation for qualified property placed in service after January 19, 2025. With 100% bonus depreciation, every qualifying 5-year, 7-year, and 15-year component identified in your study is fully deductible in the year you place the property in service. Your CPA determines your eligibility based on your individual tax situation, passive activity rules, and other factors.

Can I do a lookback study on a renovation property I already own?+

Yes. The IRS allows you to go back and claim deductions you never took on prior-year properties using a Form 3115 change in accounting method — without amending previous returns. The catch-up deductions are taken entirely in the current tax year. Cost Seg America applies lookback analysis as standard practice. We partner with a trusted CPA specialist who handles the Form 3115 filing.

What is the minimum property value to qualify?+

Cost Seg America's minimum qualifying property value is $200,000. Below this threshold, the engineering cost typically exceeds the tax benefit. Above $200,000, the fee-to-benefit ratio is consistently favorable and grows substantially with property value.

What does unlimited audit defense mean — is it really included?+

Unlimited audit defense means if the IRS examines your cost segregation study — this year, five years from now, or ten years from now — Cost Seg America responds. Written responses and phone representation. No time limit. No hour cap. No additional fee. Ever.

In 24+ years and 125+ IRS audits, Cost Seg America has never lost an audit and has never returned a dollar to the IRS.

THE RECORD THAT MATTERS

Built on 24 Years of Defending Every Dollar.

Cost Seg America doesn't just find the deductions — we document them to survive the most demanding IRS examination.

16,000+
Studies Completed
125+
IRS Audits Defended
ZERO
Audits Lost
$0
Ever Returned to IRS
24+
Years in Business
EXPLORE OTHER PROPERTY TYPES

Cost Segregation Studies for Related Property Types.