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The Investor's Tax Playbook

The Augusta Rule. Rent Your Home to Your Business, Tax Free.

Fourteen days a year, your house can be your company's meeting space, with rent your business deducts and you never report. Here is how it works and how to document it.

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The Answer, First

The Augusta Rule, Section 280A(g) of the tax code, says that if you rent out your home for 14 days or fewer during the year, the rental income is completely tax free and you do not even report it. Business owners use it by legitimately renting their own home to their own business for meetings and events, at a fair market rate, with real documentation. The business deducts the rent. You keep it, untaxed.

The Essentials
Who it's forOwners of S corps, C corps, and partnerships who hold real meetings
The benefitUp to 14 days of tax-free rental income from your own home, deductible to the business
What people missFair market comparables and meeting minutes, gathered and kept
AuthorityIRC Section 280A(g)

The rule got its nickname from Augusta, Georgia. Every April, the Masters comes to town and homeowners rent their houses to golf fans for staggering sums. Congress decided decades ago that occasional home rentals like that should not drag ordinary families into landlord taxation. Fourteen days or fewer: tax free, no reporting. Then business owners read the rule carefully.

Dana owns a marketing agency taxed as an S corporation. Once a month she holds a legitimate half-day strategy meeting for her team at her home instead of renting a hotel conference room. Before the first one, she did an hour of homework: she pulled quotes from three hotels and an event space in her city for comparable meeting rooms. The going rate was $1,100 a day. She saved the screenshots.

Twelve meetings a year. A simple written rental agreement. An agenda and minutes for every session, filed. The business pays Dana $1,100 each time, from the business account.

Twelve documented meetings, one year
Dana's way: the business deducts $13,200 as a legitimate expense, Dana reports none of it as income, and roughly $5,000 of tax simply never happens.
The hotel's way: the same twelve meetings cost $13,200 out the door, and the only one who keeps anything is the hotel.

Same meetings. Same agendas. One owner read page 280A(g).

The rules in plain English

  1. Fourteen days or fewer, total, for the entire year. Day fifteen does not trim the benefit; it erases it. Every rental day becomes reportable.
  2. Fair market rent, proven by comparables you gathered before you charged it. The deduction on the business side lives on that paper.
  3. A real business purpose every time: planning sessions, board meetings, client events, with an agenda and minutes in the file.
  4. A written rental agreement and actual payment from the business account. Money must move.
  5. This works for owners of S corps, C corps, and partnerships. Sole proprietors renting to their own Schedule C generally get no benefit. Ask your CPA where you land.

No employees? It still works. Here is how.

Leo runs a one-man consulting S corp. No staff, no conference table full of people. The rule does not require employees; it requires business purpose, and Leo builds his around meetings that genuinely exist. His S corp holds its documented annual meeting at his home. He runs four quarterly planning days there, each one producing a written plan. Twice a year he hosts his CPA and his attorney for strategy sessions, and twice he hosts client dinners where next year's engagements get shaped. Eight days, each with an agenda, minutes or a work product, and rent at the rate his comparables support.

Notice what Leo did not do: twelve identical "board meetings" of one person at resort pricing. That exact pattern has been shredded in Tax Court. The solo owner's version of this rule is fewer days, heavier paper, market rent. The exclusion is the same; the evidence has to work harder when the only person in most of the meetings is you.

The Catch

Day fifteen erases the whole year's exclusion. Rent above fair market and the deduction unravels on both sides. No agendas, no comparables, no protection. And a sole proprietor renting to himself has built a paper loop that goes nowhere. The strategy is real; the file folder is the price.

The mistakes that get people in trouble

Your four moves before the first meeting

  1. Pull three comparable venue quotes in your city and save them.
  2. Sign a simple rental agreement between you and the business.
  3. Put the meetings on the calendar, cap the year at fourteen, and keep an agenda and minutes for each.
  4. Pay from the business account each time, and let your CPA handle the reporting mechanics at filing.

Questions owners actually ask

Do I report the rental income anywhere?
Under 280A(g), rental income from 14 or fewer days is excluded entirely. Your CPA handles any reporting mechanics on the business side at filing.
Does my business really get the deduction?
Yes, when the rent is fair market and the business purpose is documented. The deduction lives or dies on the paper trail.
Can I do this with a vacation home?
The rule applies to a dwelling you use as a residence. Whether a second home you personally use qualifies is a fact question for your CPA.
I own an S corp with no employees. Can I still use this?
Yes. The rule requires business purpose, not headcount. Anchor the rentals to meetings that genuinely exist: the annual meeting your S corp should hold anyway, quarterly planning days with written outcomes, sessions with your CPA or attorney, client events. Fewer days, heavier documentation, market rent.
What is a fair rate for a home meeting?
What comparable meeting space actually rents for in your market: hotel conference rooms, event spaces, executive suites. Gather the quotes first and keep them. The number comes from the market, not from ambition.
The Bigger Play

Roughly $5,000 a year for meetings you were going to hold anyway. Now one question: do you own the building your business runs from, or rental property on the side? If you do, a much bigger number is hiding in it. Most owners sit on $200,000 to $450,000 per million in unclaimed deductions. You found the money on your calendar. If you own the walls, send in the engineers.

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The Investor's Tax Playbook is educational. It is not tax, legal, or accounting advice, and reading it does not create a client relationship. Dollar thresholds and rates adjust annually. Execute every strategy with your CPA or qualified tax professional.